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    pinnacle4's profile
    A Sub bank loan experience

    I was buying a house and needed a loan, so I went to the bank where my accounts have always been.  I asked a teller, Cindy, about a loan.  She grimaced and pointed at the bank manager’s office.  Karen, the bank manager, told me to wait outside her office until she had the time to talk with me.  So there I sat, for one hour.

    Finally, Karen called me into her office. In my pantsuit, I had to sit uncomfortably in the one broken chair, while Karen was in her large executive lounger.  “What can we do for you today,” Karen said. “Well, my name is Joan.  I just signed papers legally obliging me to purchase a house and I need a loan.  I’ve had accounts at this bank for many years.”

    Karen asked me for my Social Security number, birthdate, current address, and my boss’ name/email address at my workplace.  The door to her office was open and she repeated all the information I gave her loudly so it seemed everyone in the bank could hear.

    As Karen looked over my past record, a negative expression appeared on her face.  “It seems there was a problem a couple years ago,” Karen said.  “I don’t remember any problems,” but I did.  Karen called the teller Cindy and asked her to come into her office.  “Do you remember Joan?” she said to Cindy.  “Yes I do,” Cindy said angrily, “I overpaid her $1000 in change once and got into a lot of trouble.  I had to pay back the error out of my own paycheck, and then couldn’t rent the apartment I wanted.” And Karen then added, “and I got called to corporate and was admonished as well.  It’s on my permanent record and held me back from a promotion.”

    “Joan, did you know that you received $1000 excess change.”  Two pairs of eyes were glaring at me.  Other people in the bank looked in since their voices had gotten quite loud, the door was open, and the office was glass-sided.  My voice shook and I mumbled, “yes, I did.”  “And you expect us to give you a loan,” Karen said.  “Well, I really need the money.  I’m in a legal bind with this house I have to pay for by tomorrow.”

    “I don’t think we can help you Joan,” Karen said.  “Well, I’m sorry about not mentioning the excess $1000 change right away.  I’ll pay it back.  What more can I do?”  Karen and Cindy looked at each other.  The moment of revenge against Joan had finally come.  Cindy stood in front of me and demanded an apology.  Karen had been recording the proceedings on the security camera and increased the resolution to the highest setting.  I looked up at Cindy and apologized, but she said that was not good enough.

    Other customers and bank staff were now closely watching through the office windows, camera phones rolling.  “Joan, get on your knees and beg Cindy for forgiveness.” Karen said.  There was no way out, I was sweating, nervous, and defeated.  I dropped to my knees, “I’m so sorry Cindy.  I 'll do anything to make it up to you.”  People watching from outside the office were astonished.  They had never seen such a public moment of capitulation.

    “For starters, there’s financial repayment,” Karen said.  Still on my knees with Cindy staring down at me I said, “of course, of course, I’ll sign anything to right my wrong.”  Karen drafted two $10,000 checks drawn on my account.  One for her and one for Cindy.  “Sign both these checks and don’t you dare look at them,” Karen said.  I did as I was told.

    “Is that enough Cindy,” Karen said.  “No,” Cindy said, “we need pictures to send around to all banks across the country so that Joan never gets away with this again.”  Karen agreed.  “Joan, remove your blazer and shoes.  Then stay on your knees and look directly into the security camera.”  Meanwhile, Joan was talking with the security department asking them what else they needed.

    “Now Joan, remove your blouse and face the inside office window.”  I slowly unbuttoned my blouse while a crowd of people watched from the other side of the glass.  On my knees with just my dress pants and bra on, I prayed this punishment was over.  Cindy, Karen, and the Security department agreed that more revealing pictures were needed.  Cindy told me to remove my pants.  I started to question her request - wow, that was a mistake.

    On my knees in this public setting wearing just my bra and panties.  I needed the loan and was helplessly at the mercy of Cindy and Karen.  And then it got worse.  “Joan,” Cindy said, “remove your bra and panties.” and I did as told.  “Now put your wrists into this restraining device we use on bank robbers - after all, that’s what you are Joan - you robbed us of $1000.” 

    Naked, on my knees, and bound by wrist shackles, Karen took many pictures.  She emailed them to my workplace boss (who forwarded the pictures to the entire company).  Pictures were also sent to banks across the country.  And my name, address, Social Security number, birthdate, and naked/defeated pictures were released to the internet.

    “Joan, we cannot approve your loan request.  There has been questionable activity in your accounts and they are $20,000 short of the minimum to be considered.  Your boss also just emailed me that your employment has been terminated due to your theft and naked pictures.

    I looked at Cindy and, pleading, “I’m so sorry Cindy.  I’m at your mercy forever.  Please don’t punish me anymore.”  Another mistake.  Cindy and Karen escorted me out of the bank, naked and vulnerable, told me to lie down on a bench next to the grocery store, and taped my ankles and arms to the bench.  I was left there for days and over 1000 people took pictures.  My financial and naked demise was now public record.  And Cindy and Karen had the best day ever.

     
      Posted on : May 30, 2018 | Comments (1)
     
    A Sub job interview story

    The company I had worked for ten years was downsizing.  I was a tough middle-level manager who had made my share of enemies.  So I was one of the first to be let go.

    The employment agency sent my resume around and there was only one employer that responded, so an initial interview was arranged. The next day, I was sitting in the waiting room in my formal business attire with a dozen other women and a receptionist.  They had a camera in the corner, I guess for IDs for the newly hired.  I was uncomfortable about providing some of the personal information on the employment forms, so left some areas blank.

    The receptionist, Cindy seemed familiar as she called my name and in I went for the interview with - on no - Karen, a person from my former workplace.  She had quit that job citing harassment by me, which I denied.

    Well this was awkward.  That’s what Karen wanted.  She looked confident in her black business suit and blond hair.  “Hi Joan, so we meet again.”  “Yes we do,” I said to Karen as my voice cracked a little.  “Let’s look at your application,” Karen said.  “You need to supply your Social Security number, birthdate, and passwords to social media sites,” Karen said.  I needed the job, so I provided all the information Karen wanted.

    Karen was concerned about my content on some social sites, so she posted my Social Security number, address, and birthdate online to get feedback.  “and we need pictures of you Joan to correspond with this public information.”  “Should that data have been posted publicly?” I asked.  “Are you questioning my integrity,” Karen said raising her voice.  “No, no,” I meekly stated, “you know best.”  “I always have,” Karen said.

    “We have a camera out in the waiting room for pictures,” Karen said.  There were still many women waiting out there.  Karen called Cindy to help her with the pictures and had her print out a dozen copies of my job application with completed personal information.  “Cindy, give each person here a copy of this application so they can evaluate their competition.”

    “Okay Joan, stand upright for the first picture,” Karen said.  “Now remove your blazer for the next picture.  Just put the blazer on the floor.”  I was a bit confused, so Cindy took the blazer and my open purse and put them on a chair with the other applicants.  “Now remove your shoes.”  “Yes, Karen.”  My former employee had become assertive and confident. “By the way, you remember Cindy don’t you?”  I wasn’t sure, but then remembered after being told I made her cry at my prior workplace.  And it started to seem that Karen and Cindy wanted to make the most of this interview situation.

    I was in my bare feet and noticed someone looking through my purse.  I was about to say something when Karen said, “now Joan, remove your blouse and dress.” “What,” I said!  “Are you questioning me again,” Karen said.  “No.”  “Then do as I say.”  And there I stood in my bra and panties as Cindy snapped pictures.  Others in the waiting room also took pictures of me and my application, and starting emailing them.

    Karen walked up to me, face to face, and said “now Joan, show me how much you want this job.”  And then I dropped to my knees.  “Please Karen, I’m sorry about what I did in the past.  I’ll do whatever you want.  I need any job you have.”  “What do you think Cindy,” she nodded.  “Joan really hurt me in the past.” Cindy said, ‘I don’t know about hiring her.”  “Could you use an assistant?” Karen said to Cindy.  “Yes.”  “Then give your assistant her first instructions.”

    Phone cameras were rolling in the waiting room, I was on my knees in my panties in bra, people were taking things out of my purse, and there was nothing I could do except what I was told.  “Joan, remove your bra and panties,” Cindy said.  What could I do?  She was now in charge. I stripped as told, and the other women applicants were enjoying my demise.

    Cindy snapped pictures, placed them along with my application in my electronic file, and released them to the internet.  “Now sign the papers of submission Joan.”  I did as told and they now had lifelong freedom to use my information and pictures in any way.  Copies of the submission papers were given to the other applicants as well so they could also benefit from my personal information and sell my naked pictures.

    “Now place your hands behind your back.” Cindy said.  She and Karen were beaming as they had defeated their former boss.  I did as my new boss instructed.  Cindy and Karen taped my wrists tight.  I was then placed out in the public hallway, naked, bound, and on my knees.  All employees could view me and take pictures.  Karen and Cindy said they would consider my employment, but then told me I was not qualified to work at this company.

    Security escorted me out to the street.  Naked, still bound, and with no purse or phone.  Now the ultimate submissive.
     
      Posted on : May 30, 2018 | Comments (2)
     
    A Sub workplace fate

    My rival Cindy and I had never gotten along at work.  But it didn’t matter.  I was older, more experienced, and better educated than her, and always won arguments.  One day though, she really got in my face and I lightly pushed her away.  “You’re in trouble now Joan,” Cindy said, “I’m going to tell our boss Karen!”  Like that would make a difference, I never paid attention to anything Karen said.  I was smarter than her as well.

    Karen called a meeting to discuss the “incident” in the office’s glass enclosed conference room.  At first, she had each one of us state our name and position at the company which seemed amusing, but what the heck, I said my name “Joan” and then laughed at the request.  Cindy and Karen also said their names.

    “Joan,” Karen said, “did you push Cindy earlier today?”  “So what if I did,” I said.  I mean what could they do anyways.  “Yes or no Joan,” Karen said.  “Yes, I did.  So what, she’s fine.”

    There was a gasp as Cindy and Karen started to smile.  “Okay then,” Karen said, “I’m going to call the Police.”  “What do you mean?”  I said.  Cindy pulled out her phone and played back the recording.  Karen then started to call the police on her phone.  “Wait,” I said, “what’s this about?”  Cindy and Karen sensed my unease and Karen stated this was now a police matter.

    “Oh come on, isn’t there some other solution,” I said, my voice shaking a little.  “What do you think Cindy,” Karen said, “is there any other solution.”  Suddenly my rival could dictate to me.  Gee, but I was in no position of strength at this moment.  “Joan needs to apologize,” Cindy said. “Really,” I said, but then Karen started to call the police again.  “Okay, okay, I’m sorry about the little push.”  Oh no, they’re still recording.

    “Not good enough,” Cindy said. “Well, what do you want,” I said to my rival.  “Get on you knees and make a sincere apology,” Cindy said.  Karen nodded in approval.  People working outside the glass enclosure could see the meeting and knew something was going on.  “Joan, I can call the police, or it can be resolved here,” Karen said.

    Cindy and Karen’s phones were on video mode as I got off the chair, dropped to my knees, and said, “I’m sorry Cindy.”  People outside the room were watching and recording as well.  The mighty Joan on her knees.  “Is that acceptable Cindy,” Karen said.  “No, she must do more to make up for her demeaning attitude,” Cindy said.  “I agree,” Karen said,  “Joan, you have to realize the consequences of your actions.”

    “Remove your shoes and give them to me,” Cindy said.  Still on my knees, I gave my expensive shoes to Cindy who then threw them in the garbage.  “Now strip down to your underpants and bra Joan,” a confident Cindy said.  I looked at Karen and she nodded to remove my dress and blouse.  As I slowly unbuttoned my blouse, everyone was watching through the glass while Cindy and Karen were grinning in this amazing moment.  “And stay on your knees,” Karen said.  My dress and blouse were also thrown in the garbage.  Cindy got up and stood in front of me looking down at her defeated rival.  Pictures were taken by many.

    “Still not enough of an apology,” Cindy said.  “What else can I do, I pleaded.”  “Joan, I am promoting Cindy to be your boss and you must do anything she tells you,” Karen said.  I looked at Cindy in a helpless manner.  Cindy said, “working for me takes total dedication to my demands.”  “Yes, ma’am,” I said.  “And we need a complete photo set for your personnel files that I’ll have control over,” Cindy said.  “So Joan, you must now remove your bra and panties.”

    I was shocked and trembling.  While Cindy stared down at me, Karen stood behind me.  And I did it - accepting my defeat, I stripped naked, still being on my knees, surrounded by my superiors and watched by many other employees through the glass.  Pictures were taken again.  Karen then removed a roll of duct tape from a drawer, “put your hands behind your back Joan,”  Huh, but… with Cindy’s firm grip, my arms were behind my back and wrists thoroughly taped together.  My discipline was almost complete.

    They called in a new intern into the office, eager to please, and asked her to bend over the table in a position parallel to the conference room window.  Then pulled up her dress on one side and pulled down her panties.  People outside the window couldn’t see her exposed buttocks, and her dress still covered her legs from the angle of those watching outside to glass office.

    “Joan, get on your knees behind the intern”  Cindy said.  What more could happen, but I did as I was told.  Then Karen said, “Joan, start licking the intern’s asshole.” “NOW.” 

    It had all been a set-up.  Cindy and Karen executed a well-planned defeat of me.  Pictures of the episode were emailed to all employees and friends.  After licking the intern’s asshole for 30 minutes, Cindy and Karen grabbed my arms, paraded my naked body through the office, and took me outside.  I was told to get on my knees in front of a car near the road, and then tied to the bumper.  The web address was on a sign next to me where people could watch a video of the entire defeat of Joan.
     
      Posted on : May 29, 2018 | Comments (0)
     



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