It was an early spring morning, I set off early in my basic cycling gear - I am not a MAMIL btw - so I usually wear a yellow t-shirt and my fairly tight cycling shorts from ALDI - these look like actual shorts (not like cycling shorts) but are quite tight with a lining thing.... anyway....  I had a good ride over the army land near where I live... up and down hills, through puddles getting quite dirty .. I was going quite fast as no one seemed to be around and I was about 5 miles from home. I was racing down a U shaped slope and back up to the top on the other side when this other cyclist came out of no-where and smashed into me.

She flew over her handle bars and I fell too, and we landed in a heap in some bushes.

I tended to her minor injuries and we sat down and chatted as I rubbed her sore bits, just above her hips...she leaned back a little and widened her legs slightly. She commented on the fact her leggings were ripped and had some mud on, I rubbed away the dirt she smiled as it was near the top of her thigh, commenting it hurt quite a lot. On her hearing her gentle sigh I decided to make sure all the mud was off, I rubbed some more and then a bit higher,I had not meant to but I accidentally brushed against her mound. I waited for her to say something but she just sort of smiled.

I'm glad you're not in cycling shorts I remarked.... You too she smiled, as we both joked about how unsightly Lycra is. She held her gaze at me for long enough to know she quite liked me. I pressed her thigh again, asking her where it was hurting, pressing her firmly against her tight leggings, she closed her eyes and laid back slightly as my fingers pressed against her and I just worked my way a bit higher till my outer fingers were pressed firmly against her folds, she was damp, from her sweat I guessed, and I felt the warmth of her womanhood. She closed her legs tightly holding my hand in place, and I pressed even more strongly as she closed her eyes.

Soon I slipped my fingers inside her leggings and under her knickers, she was already wet as I pushed my fingers through her trimmed pubic hair and slipped inside her. I slipped in so easily and began to finger her. She opened her legs wide for me and moaned quietly as I probed her... My pace quickened as my other hand reached around behind her back (as I was slightly behind her as she leaned up against me) and explored her ripped top and my fingers found there way under her sports bra. She had small breasts so I was easily able to access nipples, they were really nice and hard. I pressed and squeezed them as I continued to toy her with my fingers. I pushed her pants down further to gain greater access and two fingers entered her completely. Then I felt her quiver and pant as her orgasm came in waves. She panted deeply and ground against my fingers, arching her back. I kept them there for a few minutes, I felt her throbbing and clenching my fingers until I gently withdrew and tasted her in my mouth.