I use https://perchance.org/image-generator-professional

I set the art style to Realistic Human Generator.

PROMPT

A ultra-realistic photograph captured with a modern digital camera close up portrait of {a luxurious street coffee cafe with tables, two adult customers, decorations, cobblestone sidewalk|a luxurious coffee cafe, with tables, two adult customers, decorations|Harvard Square at Harvard University at noon in full daylight, with adult students, buildings}, a short, petite, young woman named Chloe is standing near a taller older woman named Clarice, separated by a space.  They are (American:0.2) ({Swedish|Danish|Irish|Italian|French|Spanish|Greek|Puerto Rican|Moroccan|Egyptian|Japanese|Filipino|Indian}.:0.8).

BREAK Chloe is a smiling exhibitionist 18 year old woman. She is petite. She has a {attractive|plain|cute} face. She has realistic skin {pale rosy|tanlines} with pores and freckles. 

She has {blonde|black|ginger|brunette} {curly|wavy|braided|ponytail|twintail|pig tail|bouffant} hairstyle, {natural|grunge|goth|beauty eyeshadow and lipstick} makeup.

She is wearing {glasses| }, her necklace is a {set of charms|victorian choker|bdsm choker}. 

She is walking topless in a {partially unbuttoned {white|striped|polka dot|embroidered|lace} fitted blouse, belt, and {plaid pleated|leather|print|embroidered|denim} miniskirt, her shirt is open|{white|striped|polka dot|embroidered|lace} {short sleeve|long sleeve} dress and {corset| }. Her dress is cut low|{embroidered|striped| } knit cardigan sweater. The sweater is open} 

to reveal frame her bare breasts, her bare erect nipples showing with nipple piercings. She has large beautiful barbell nipple piercings. Her bare chest has attractive nipples, with a set of large {black|steel} barbell nipple piercings.  The nipple piercings are clearly visible on both sides of her nipples and detailed. 

She has {naturally large breasts with large nipples. She has large natural breasts. She is buxom.^2|flat chest tiny breasts large nipples}. 

BREAK Clarice is a smiling exhibitionist matured 45 year old housewife. She is wearing {glasses| }, her necklace is a {cross hanging between her breasts|pearls}. She has coiffed victory rolls in her hair. She is wearing a fitted embroidered formal long sleeve collared dress.  Her dress has a low cut neckline to expose her bare breasts, her bare perky breasts and erect nipples are showing, each nipple is pierced with a matching huge barbell nipple piercing, plain barbell. Her bare chest has attractive nipples, with a set of large {black|steel} barbell nipple piercings.  The nipple piercings are clearly visible on both sides of her nipples and detailed. She is proudly displaying her exposed nipples, She is an exhibitionist.

She has {naturally large breasts with large nipples. She has large natural breasts. She is buxom.^2|flat chest tiny breasts large nipples}. 

BREAK The image is cheerful, bright, realistic.

The theme is a bright photograph of happy showing off bare breasts, bare nipples, and barbell nipple piercings. 

Vivid saturated color. crystal clear photograph. The overall photograph looks modern with bright crisp clarity, contemporary lighting, and high-resolution detail, without any aged effects or retro texture. (resolution:::768x768)

NEGATIVE PROMPT

torn clothes, (3d, render, sketch, cartoon, drawing, anime, illustration, painting, drawing: 1.3), incorrect anatomy, bad character positioning, absurd anatomy, Poorly Drawn Characters, Badly Drawn Eyes, Badly Drawn Mouth, Badly Drawn Ears, Badly Drawn Nose, Badly Drawn Hands, (panties, underwear, bra, bikini), denim, Badly Drawn Feet, Badly Drawn Legs, Badly Drawn Hair, Badly Drawn Clothing, bad anatomy, missing arms, bad proportions, tiling, missing legs, (poorly drawn feet), morbid, cloned face, ((extra limbs)), (mutated hands), cropped, (disfigured), mutation, deformed, (mutilated), body out of frame, out of frame, (disfigured), ((bad anatomy)), (poorly drawn face), duplicate, cut off, (poorly drawn hands), low contrast, (extra arms), underexposed, (extra fingers), overexposed, (too many fingers), (extra legs), bad art, ugly, (extra limbs), (fused fingers), amateur, watermark, (distorted face), jpeg artifacts, low quality, (malformed limbs), long neck, (poorly Rendered face), (bad composition), Images cut out at the top, left, right, bottom, (deformed body features), (poorly rendered hands), (wrong sex, wrong gender, wrong age, perfect skin, facial hair on women: 1.1), (black and white, monochrome, highly saturated, overexposure:1.1), (cropped, collage, multiple people:1.1), gore, blood, semi-realistic, cgi, cross eyes, have strabismus, hands, jpeg, text