The cleaning lady in my college dorm was in her 60's and I really, really liked her. I knew she always cleaned the shower room at 4AM so one night I made sure I was in the shower when she came in. I just brought a towel and no robe. When she saw me she started to apologize.

"Oh, no, Maam. I'm sorry. It's my fault."

I came out of the shower, dried myself off and apologized again while standing there bare naked with the towel hanging from my hand at my side.

"It's alright, though. I don't mind you seeing me bare naked."

"You're a shameless hussy but I don't mind seeing you bare naked either."

I turned around and wiggled my bare bum.

"Yes, shameless."

She spanked my bum for that.