I got up quite early so I was prepared for Rosie's visit at 8am and made some coffee and a fresh batch of juice just in case she wanted a drink and I was standing in the kitchen drinking my coffee when I saw Rosie walking up the path, good job I'd slipped on my tatty old shorts as I wasn't expecting her to be early but glad she was.
Rosie had shoulder length mousy hair and I could see her toned thighs as her short pleated black skirt was certainly shorter than it should have been, her top buttons were undone on her white short sleeved shirt and she carried her school bag over her shoulder.

I opened the door with a smile and straight away I could see her shirt buttons showing a slight cleavage and as she looked me up and down she gave me a warm smile, "Hello Mr Frank, I'm Rosie from the schools care in the community project" she said cheerfully, "Oh Rosie, thank you so much, please come in" I said opening the door up wide to let her in.
I got the impression she was probably expecting some wrinkly old man as I could see in her face she was pleased with what was in front of her, "Did Mrs Webb explain that I'm here to give you a massage Mr Frank" she said sweetly and I nodded my head, "Yes Rosie, she did I think" I replied. 

"I'm still learning Mr Frank but I hope to be able to help you and make you feel good" she said softly as she again ran her eyes over my body and luckily my morning wood hadn't woken up yet so there was no offending bulge to contend with, "Tell me Mr Frank, are you ok being naked during the massage?" she asked which made me smile, "Yes Rosie, that's fine" I replied, "And is there any parts of your body that need special attention or that you don't want me to massage?" she asked and again I told her that I was happy to be left in her capable hands, "And finally Mr Frank, I need to make you aware that there will be bodily contact some of which will be of a personal nature, Are you ok to proceed?" she asked and again I told her that was fine and I understood that she needed to get the disclaimer out of the way and she even asked me to sign a disclaimer form. 

"Are we going up to the bedroom Mr Frank?" she asked and I pointed to the stairs and being the gentleman I am I let her go up first and as she climbed the stairs she gave me a lovely view up the back of her pleated skirt and I could see that her white panties were not only bunched into her crack but seemed quite loose between her legs.
We got to my bedroom and she told me to remove my shorts and lay down on my stomach with my head at the foot of the bed telling me it's easier to do the neck and shoulders in that position. I slipped my shorts off and saw a wry smile on Rosie's face as she glanced down at my cock which was starting to respond.
"Do you mind if I take my shirt and skirt off Mr Frank, oil is a bugger to get out" she asked and I was more than happy for that to happen and it was a good job I was about to lay down as she stripped off to her white matching underwear. 

I laid down on the bed with my head slightly hanging over the end as Rosie suggested and she in turn got the oil out and knelt down with my head pushing against the waistband of her white cotton panties and with my eyes open I could see right down the front of her knickers and thighs, "Tell me if you experience any discomfort please Mr Frank" she said as she gently started to rub the oil into my neck and shoulders.
I put my arms over the end of the bed hanging down and couldn't help the accidental touching of the back of Rosie's bare thighs, "How does that feel Mr Frank?" she asked as she continued to rub my shoulders in a very soft and gentle manner, "Oooh that feels so good Rosie" I replied really enjoying the experience. 

Rosie made no adverse comment about my accidental touching of the back of her thighs so I continued and actually moved my hands upwards towards her arse cheeks and as my fingers reached her soft fleshy cheeks she let out a soft moan and started to work her fingers down my spine and as she stretched she pushed her belly harder against my head and as I adjusted I found my face pressing against the soft cotton of her panties.
After a few minutes she needed to change position, "I'm going to climb on the bed now Mr Frank, could you widen your legs for me" she said softly taking a breath as she climbed on the bed between my outstretched legs.
She even widened them even further as she oiled her hands up again and started to rub my lower back moving her hands down towards my arse and I could hear her breathing increase slightly, "Are you ok with me massaging your bottom Mr Frank, it's very important that I do" she asked as her fingers ran up and down my crack, "Oooh yes Rosie, it's nice when you do that" I replied as she started to gently massage my cheeks and pulling them apart exposing my shaded hole and her hands were everywhere and on a couple of occasions went right between my legs cupping my balls and even feeling the hardness of the base of my cock. 

I quickly got the impression that she was spending far too long on my arse not that I was complaining and there is nothing wrong with an attentive massage but her fingers were going places which albeit nice was possibly inappropriate especially as her finger pushed inside me, "I'm just going to massage your prostate Mr Frank, is that OK?" she asked and the feeling was making my cock throb, "Oh yes Rosie.. Mmm its nice" I replied as I lifted my arse up slightly allowing for deeper penetration and very quickly her finger was in up to the knuckle.
After about 10-15 minutes of her finger fucking me and general massage of my glutes she climbed off the bed and walked back to the base, "Could you turn over for me please Mr Frank" she asked and as I did so I could see her smile as my solid boner came into view. 

As I looked up at her I had no idea that she'd taken off her bra and her perky little titties stood firm and I could see her nipples standing proud, "Oh Mr Frank, you seem to be rather aroused" she said standing open mouthed at the sight of my cock standing firm against my belly, "Sorry Rosie, I don't know what happened there" I replied with a smile, "Oh don't worry Mr Frank, it happens and it's ok" she said putting me at ease.
She knelt down behind my head and started to massage my chest and what I thought was weird was she played with my nipples getting them to stand out and then as she ran her hands from my shoulders down to my belly she had to reach forcing her teenage globes to run across my face, damn I wanted so much to suck on those bad boys. 

She was sending shivers through my body as she continued that motion and every now and then her fingers came into contact with the tip of my boner sending more tingles through me with each downward motion, I need to climb on the bed again Mr Frank, don't be alarmed" she said as she climbed on the bed having her knees either side of my head and now my vision was right between her thighs at the loose cotton fabric which was about a foot away from me and instinctively I raised my arms up grabbing to soft flesh of her cheeks causing her to moan softly. As she slowly ran her hand down the top of my thighs her pussy was getting closer to my face and I could smell the musky aroma hitting me and then she inverted her hands to the inside of my thighs as she worked her hands back up to my balls lingering for a few seconds before repeating.

Each time her hands reached down towards my knees her crotch got closer to m y face and with my hands grasping her arse cheeks I had a modicum of control but I let her make the pace and then as she came back up the inside of my thighs she purposefully cupped my balls giving them a gentle squeeze before her fingers wrapped around my throbbing member pulling it upright and causing me to groan. She held that position as she pulled my foreskin back exposing my swollen head which was now oozing a bit of precum and I could hear her breathing increase as she then lowered herself down onto my face. 

I think it was disgraceful that a young girl like Rosie was taking advantage of my vulnerability especially as her baggy cotton panties made contact with my face and then start to slowly gyrate herself as she gripped onto my throbbing boner, I had to stick my tongue out which easily found it's way into her loose gusset and I could hear Rosie moaning softly as my tongue made contact with her wet labia lips and with my fingers pushing into her crack I soon found her hole returning the compliment by pushing it in causing Rosie to gasp. 

She started to grind on my face as she lowered her head and when her tongue made contact with my swollen helmet I had to moan out softly and thrust up forcing my cock into her warm mouth and we were now firmly engaged in a pleasant 69 with her sweet pussy fully exposed and my tongue pushing between her hanging lips.
Surely this wasn't normal but maybe Rosie was making the most of having a fit man to play with rather than the old wrinklies that she'd obviously been used to who probably couldn't raise a smile let alone get an erection so as she started to worship my cock running her tongue all over every millimetre of it I certainly wasn't going to deny her moment of glory. She started to bob her head up and down and had a pretty good gag reflex as I felt the back of her throat and with her panties to one side her hairy muff was grinding my face as I continued to finger fuck her arse, hence to say it wasn't long before her whole body went into spasm as she orgasmed spewing her warm juices into my mouth, damn yummy. 

Suddenly and without a word Rosie lifted up and crawled around the bed until she had her knees either side of my hips and reaching down she grabbed hold of my cock and guided it between her legs inside her panties and slowly lowered herself down on me and OMG as my cock slipped inside her warm hole I felt her cunt muscles tightening causing the poor girl to moan out, "Oooh yes Mr Frank, Oh yes.. Mmm push it in sir" she sighed as my cock pushed inside her right up to the hilt and I could see the pained look of pleasure on her face as she slowly started to gyrate with her hands pressed into my chest for support she started to ride the life out of me. 

Rosie soon got into a steady rhythm and I could feel the wetness of her orgasms as she rode me like her life depended on it and all I had to do was lay there and enjoy it, I reached up cupping her little titties in my hands and giving them a gentle squeeze I could feel the stiffness of her nipples digging into the palms of my hands which seemed to spur my young masseuse on in all departments as she really got into fucking me with no holds barred. "Oh yes old man, come on.. fuck me old man" she sighed under her breath and I could see she was in a sexual frenzy and I knew that I was about to lose my first load of the day. 

My breathing increased and Rosie knew I was getting close, "Yes.. Mmm.. Yes.. come on old man.. let me have it" she sighed between breaths and I could feel in the pit of my stomach I was about to blow and OMG as my cock started to pulsate I couldn't hold back, "OH YESSSS.. YESSSSSS!!" I cried out as my cock exploded inside of her and my orgasm was so intense that I lost all control of my senses as Rosie continued to bounce ensuring her cunt muscles sucked every last drop of my spunk out of me until she could move no more and collapsed in a breathless heap on top of me, our lips met and I felt her tongue searching out every corner of my mouth in one of the most passionate kisses I have had in a very long time. 

While our mouths were locked together Rosie kept slowly grinding on me and even though I felt my cock softening her cunt muscles certainly didn't want to let me go especially as we were both concentrating on each other's mouths, damn I was on cloud nine and it took a while for the passion to subside and then Rosie rose up looking down on me with one of the biggest smiles I'd seen in a while, "Damn Mr Frank, you fuck damn good for an old guy" she said and while I didn't think 55 was necessarily old I took it as a compliment, "Thank you Rosie" I replied trying hard to catch my breath and then as my cock slipped out of her hole she rolled over onto the bed and just laid there panting. 

"So how did you learn your technique and get into the school care programme?" I asked as we both regained our composure, Rosie sat up feeling totally at home being topless and looked down at my naked body, my cock flaccid and hanging to one side, "Well I always had an interest in massage Mr Frank and after practicing on my daddy and brother I decided to learn it" she said smiling which I thought a little surprising especially at such a young age however I was never doubting her potential or ability, "Awesome Rosie, I bet your father loves it" I replied causing her to give me a naïve smile, "Oh yes sir, he always encourages me and teaches me new things, so does my older brother sir" she replied and I was pleased she was getting the support from home. 

"Did you enjoy it sir?" she asked and I told her that she was welcome to come and practice on me anytime she felt she needed to although I was hopeful I could get a regular booking through the school's programme.
"Of course sir, I'll tell Mrs Webb how well it went and hopefully she will add you to the regular listings and I'll be able to revisit and keep you in good shape" she added as she got herself dressed.